Friday, December 28, 2007

How to Speed Up Your Disability Claim

Claims often spend great amounts of time in the Social Security Disability system not because Social Security is slow, but because many claims are filed incomplete. You can shorten the amount of time your claim spends in the system by filing a complete claim. When you do file there are a number of items Social Security will need in order to process you claim. Bringing the following items will help you file a complete and efficient claim:

- Social Security card of all persons applying for benefits
A Jumper Find, compare and buy products from thousands of trusted retailers.

- Birth certificate of all persons applying for benefits

- Military discharge documents (if applicable)

- Dates and places of treatment

- Names, addresses, and telephone numbers of anyone who has treated you

- Names of current medication

- Medical records from all places of treatment
Jumper on CatalogLink Find a Jumper on CatalogLink. Request Free Catalogs Online !

- Your tax information

- Work history for the past decade and a half

- Dates of prior marriages if your spouse is applying for benefits
jumper Save on jumper. Shop Become!

And if you are applying for SSI, you also need:

- Paycheck stubs, bank records, insurance policies, car registration, burial fund records, and other information about your income and possessions

- Information about your current housing situation
All the Jumpers All the Jumper Savings Smart Jumper Shoppers Start Here

If you do not have and cannot obtain some of this information, do not forgo filing a claim. We can help, or your local Social Security office will be happy to help you collect this information. Again, the sooner you file the better. Though Social Security may award retroactive benefits, retroactive benefits may only reach back to year before your claim.

Original Social Security Disability content from

You can email us here

Filing An Insurance Claim

Everything seemed pretty simple when you purchased that insurance policy. If you have a loss, just tell the insurance company about it and you will get paid - Right? Well.... it may not be quite that easy. There are some basic steps you should follow to make sure your insurance claim is paid quickly and fully. Prepare - in advance. The single most important thing that will make your life easier in the event of a loss is to be well prepared in advance. Do you have offsite copies of your computer files? What about paper files? If this is some kind of property loss, you will need to document the value. If you have to try to reconstruct records that were destroyed, it will delay your insurance payment and make it much harder for you to prove the value of your loss.
Great Savings at Target Find New Products & Styles Online. Shop & Save at Today!

Estimate your loss. While it may not be possible to know the full extent of the loss, develop an estimate. If it is close to or below your deductible, you are probably better off not filing the insurance claim. Your rates will be based in part on your claims history so there is no advantage to you in filing a claim you will end up paying for out of your own pocket. Be careful, however, as most insurance policies require you to report a loss within a certain timeframe, usually 2 - 4 weeks.
jumper Save on jumper. Shop Become!

Call your agent. Many insurance companies ask that you report your claim directly to the claims department. This is more efficient for them but not necessarily better for you. Your insurance agent may represent the company but his income depends on keeping his customers happy. Independent agents, in particular, are small business owners and owe their primary loyalty to their business. If you're a small business owner, your insurance agent understands that his business depends on keeping his customers happy.
A Jumper Find, compare and buy products from thousands of trusted retailers.

Keep in touch with the adjuster. Ultimately the insurance company will assign an adjuster to work with you to estimate and pay the loss. Work closely with the adjuster and respond quickly and completely to his requests for information. The easier you make his job, the quicker you will get paid.
All the Jumpers All the Jumper Savings Smart Jumper Shoppers Start Here

Consider an independent adjuster. If your loss is large and complex, it may pay you to hire an independent adjuster to work on your behalf. If you do decide to take this step, make sure you hire an adjuster who has experience with your type of business loss.

Lana Hampton makes it easy to find the insurance that's right for your needs. Visit her Insurance website today for the latest news and information.